Frequently Asked Questions
Get Answers About Bankruptcy, Real Estate, and Personal Injury
FAQ Categories
Bankruptcy Questions
Chapter 7 Bankruptcy is a liquidation bankruptcy that typically takes 3-6 months and can eliminate most unsecured debts like credit cards and medical bills. It's designed for individuals with limited income who cannot pay back their debts.
Chapter 13 Bankruptcy is a reorganization bankruptcy that creates a 3-5 year repayment plan. It allows you to keep your assets while catching up on missed mortgage or car payments, and can stop foreclosure proceedings.
In most cases, you can keep your home and car when filing for bankruptcy. Connecticut has exemptions that protect a certain amount of equity in your primary residence and vehicle.
In Chapter 7, you can keep assets that are fully protected by exemptions. In Chapter 13, you keep all your property while repaying creditors through a court-approved plan. We'll review your specific situation to protect your most important assets.
Bankruptcy can remain on your credit report for up to 10 years for Chapter 7 and 7 years for Chapter 13. However, many people begin rebuilding their credit immediately after bankruptcy discharge.
Most clients see their credit scores improve within 1-2 years after bankruptcy because they've eliminated overwhelming debt. We provide guidance on rebuilding your credit after your case concludes.
While it's technically possible to file bankruptcy without an attorney (pro se), we strongly recommend against it. Bankruptcy law is complex, and mistakes can have serious consequences including:
- Case dismissal without debt relief
- Loss of assets you could have protected
- Permanent loss of your right to file bankruptcy on those debts
- Legal sanctions or penalties
Our experienced bankruptcy attorney ensures your case is handled correctly from start to finish.
Real Estate Questions
A real estate attorney protects your interests throughout the buying or selling process by:
- Reviewing and explaining purchase agreements and contracts
- Conducting title searches to ensure clear ownership
- Identifying potential legal issues with the property
- Handling closing documents and ensuring proper transfer
- Addressing zoning, boundary, or easement concerns
We ensure your transaction complies with Connecticut real estate laws and protect your financial investment.
Property tax appeals in Connecticut involve several steps:
- Assessment Review: We analyze your current assessment compared to similar properties
- Evidence Gathering: Collect comparable sales data and property condition documentation
- Appeal Filing: Prepare and submit the formal appeal to the local board of assessment appeals
- Hearing Representation: Present your case before the assessment appeals board
- Further Appeals: If necessary, appeal to Connecticut Superior Court
We've successfully helped many Connecticut homeowners reduce their property tax burdens.
Personal Injury Questions
Every personal injury case is unique, but compensation typically includes:
- Medical Expenses: Past and future medical bills, rehabilitation costs
- Lost Wages: Income lost due to injury and recovery time
- Pain and Suffering: Physical pain and emotional distress
- Property Damage: Vehicle repair or replacement costs
- Loss of Enjoyment: Impact on your quality of life
We carefully evaluate all factors to determine the full value of your claim and fight for maximum compensation.
Connecticut has a statute of limitations that generally gives you 2 years from the date of injury to file a personal injury lawsuit.
However, there are exceptions and specific rules for different types of cases:
- Medical malpractice: 2 years from date of injury or discovery
- Claims against government entities: Specific notice requirements with shorter deadlines
- Wrongful death: 2 years from date of death
Don't wait! Contact us immediately to preserve your rights and begin building your case.
General Legal Questions
We serve clients throughout Connecticut with a focus on:
- New Haven County - New Haven, Waterbury, Meriden, Wallingford
- Litchfield County - Torrington, Watertown, Thomaston, Litchfield
- Fairfield County - Bridgeport, Danbury, Stamford, Norwalk
We're available to help clients anywhere in Connecticut. Contact us to discuss your legal matter regardless of your location.
Yes, we offer free initial consultations for all potential clients. During your free consultation, we will:
- Listen to your situation and understand your legal needs
- Explain your legal options and potential strategies
- Discuss the legal process and what to expect
- Provide clear information about costs and fees
- Answer all your questions honestly and thoroughly
There's no obligation, and the consultation is completely confidential.
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